> ## Documentation Index > Fetch the complete documentation index at: https://docs.jup.ag/llms.txt > Use this file to discover all available pages before exploring further. > ## Agent Instructions > These docs cover what users see and do on jup.ag, Jupiter Mobile and Jupiter Wallet. > Universal Deposit, the GUM route in Jupiter Bridge and other GUM integrations on jup.ag are built by GUM. For how they work, their full fee rules, security model and APIs, the reference is the GUM docs: start from https://docs.gum.ag/llms.txt. > When the GUM docs and these docs differ on how a GUM product behaves on jup.ag, describe the jup.ag experience from these docs and the mechanics and fees from the GUM docs. # Jupiter Vaults: curated yield vaults on Solana > Jupiter Vaults: deposit assets such as USDC into yield vaults run by third-party curators on Solana. How vaults work, fees, access, and the vaults available. Jupiter Vaults is a set of yield vaults on Solana, available on jup.ag. You deposit an asset, such as USDC, into a vault run by a third-party curator, and the curator puts it to work in a strategy, such as lending on [Offerbook](https://docs.jup.ag/user-docs/earn/offerbook.md) or [Jupiter Lend](https://docs.jup.ag/user-docs/earn/lend.md). Jupiter provides the vault smart contract and the app, but does not manage any strategy. > [!WARNING] > > Curators, and only curators, design and manage the strategies. Returns are not guaranteed, and you can lose part or all of your deposit. Read the vault's Risks section and [Risks of Jupiter Vaults](https://docs.jup.ag/user-docs/earn/vaults/risks.md) before you deposit. ## How a vault works **1. You deposit** You deposit an asset the vault accepts, such as USDC, and receive vault shares, a token that represents your part of the vault. See [Deposit](https://docs.jup.ag/user-docs/earn/vaults/depositing.md). **2. The curator puts it to work** The curator deploys the vault's funds into its strategy, within the limits of the vault smart contract. See [Strategies](https://docs.jup.ag/user-docs/earn/vaults/strategies.md). **3. Your shares earn** The share price rises when the strategy earns and falls when it loses: the strategy's yield is not paid out separately. On some vaults, incentives are added to the vault too, which also raises the share price. See [Shares and yield](https://docs.jup.ag/user-docs/earn/vaults/shares-and-yield.md). **4. You withdraw** Withdrawals follow the vault's redemption process: instant, through a request with a redemption period, or both, depending on the vault. Requests are settled as liquidity becomes available. See [Withdraw](https://docs.jup.ag/user-docs/earn/vaults/withdrawing.md). Both Jupiter and the curator can charge management and performance fees on each vault. See [Fees](https://docs.jup.ag/user-docs/earn/vaults/fees.md). ## Key features > [card] [Curated strategies](https://docs.jup.ag/user-docs/earn/vaults/curators.md) > > Third-party curators design and run each strategy, and present it on the vault page. > [card] [Limits enforced onchain](https://docs.jup.ag/user-docs/earn/vaults/curators.md#limits-on-curators) > > The smart contract caps fees and waiting periods, and never lets vault funds go to an outside wallet. > [card] [Instant or standard withdrawals](https://docs.jup.ag/user-docs/earn/vaults/withdrawing.md) > > Withdraw right away on vaults that offer it, or through a request with a redemption period. > [card] [Visible allocation](https://docs.jup.ag/user-docs/earn/vaults/strategies.md#vault-allocation) > > See where the funds are, market by market, and every strategy action recorded onchain. ## Where to find Jupiter Vaults Go to jup.ag/earn: in the jup.ag sidebar, select **Vaults** under Earn. The page lists every vault with its curator, strategy, target APY, deposits, capacity and withdrawal type. It works in a desktop or mobile browser. > [!NOTE] > > Jupiter Vaults is not available in the Jupiter Mobile app. ## Access requirements Jupiter Vaults opens as a private beta. To deposit, you need: * Beta access: a wallet on the whitelist, or a wallet that stakes JUP. * A vault available in your region. Some vaults are not available in every region: the Bitwise sUSDai Multiply Vault, for example, is not available in the United States and its territories, and its card shows "Unavailable in USA". You can still use the other vaults. * Eligibility: you must meet the [Eligibility Requirements](https://docs.jup.ag/user-docs/earn/vaults/legal.md), including the knowledge and experience criteria. * A wallet that signs transactions directly. Multisig and smart wallets are not supported: the form shows "Wallet not supported". > [!WARNING] > > On a vault that is not available in your region, or when the app cannot confirm your region, you can view the vault and your position, but you cannot deposit, withdraw, or claim from the app. ## Available vaults At launch, Jupiter Vaults offers these vaults: | Vault | Curator | Strategy | Main protocol | | - | - | - | - | | Offerbook Liquidity Vault | Hivemind | Lending | Offerbook | | Bitwise JupLend Optimizer Vault | Bitwise | Lending | Jupiter Lend | | Bitwise sUSDai Yield Vault | Bitwise | Lending against sUSDai | Offerbook | | Bitwise sUSDai Multiply Vault | Bitwise | Looping on sUSDai | Jupiter Lend and Offerbook | | Re7 nOPAL Lending Vault | RE7 Labs | Lending against nOPAL | Offerbook | | Re7 nOPAL Looping Vault | RE7 Labs | Looping on nOPAL | Offerbook | Curators can open new vaults over time: the vault list on jup.ag is the reference. ## Next steps * [Choose a vault](https://docs.jup.ag/user-docs/earn/vaults/choosing-a-vault.md): read the vault list and a vault page, and what to check before you deposit. * [Deposit](https://docs.jup.ag/user-docs/earn/vaults/depositing.md) and [Withdraw](https://docs.jup.ag/user-docs/earn/vaults/withdrawing.md): step by step, with requests and claims. * [Risks](https://docs.jup.ag/user-docs/earn/vaults/risks.md): what can go wrong, and what the smart contract limits. * [FAQ](https://docs.jup.ag/user-docs/earn/vaults/faq.md): quick answers about access, safety, yield and withdrawals. This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.