> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jup.ag/llms.txt
> Use this file to discover all available pages before exploring further.

# Jupiter Card

> What the Jupiter Card is, how it works, and how to manage it.

The Jupiter Card is a Visa debit card that allows users to spend their USDC balance as USD at any merchant that accepts Visa. Users deposit USDC (on Solana) into their Spend account, where it is converted to USD. This USD balance is what the card draws from.

The card is issued through regulated financial partners and uses credit-card infrastructure, meaning it benefits from higher merchant acceptance, smoother refund and dispute handling, and more consistent performance compared to typical prepaid or debit crypto cards. Jupiter does not issue credit lines — you can only spend what you have deposited.

The card is currently available as a digital card only, accessible through the Jupiter app. A physical card is planned for July 2026.

## Card Issuers

The Jupiter Card is issued by two partners, **Rain** and **DCS**, depending on the user's country of residence. Each user is assigned one card issuer automatically. It is not possible to hold cards from both issuers.

For fees, spending limits, and regional differences, see the [Fees & Limits](/user-docs/global/spend/fees-and-limits) page.

## Process

<Steps>
  <Step title="Deposit">
    Deposit USDC via the Jupiter app. Credited one-to-one in USD, no fees on deposit.
  </Step>

  <Step title="Spend">
    Use the card anywhere Visa is accepted. Non-USD payments incur an FX fee (1% Rain, 1.8% DCS). No fee on USD payments.
  </Step>

  <Step title="Manage">
    View card details, freeze/unfreeze the card, or add it to Apple Pay / Google Pay — all from the app.
  </Step>
</Steps>

## Balance

The card balance is held in USD. Conversion from USDC to USD happens at deposit, not at the time of payment.

## Refunds

Refunds can take up to 7 business days to settle back into your card balance, depending on the merchant and the card issuer. Void transactions (where the merchant cancels the charge before final settlement) follow the same timeline.

How a refund appears depends on whether the original transaction has already settled:

* **Transaction still pending:** If the merchant issues a refund or voids the charge before settlement, the original transaction is reversed and will not be deducted from your balance.
* **Transaction already processed:** If the transaction has already settled, the refund appears as a separate credit marked "Reversed" under the original transaction in your history. Refunds are processed at the FX rate of the day the refund is issued, not the original transaction rate. The FX fee on the original payment is not refunded.

If you have not received your refund after 7 business days, contact support with the original transaction details.

## Lost or Stolen Card

If your card is lost, stolen, or you suspect unauthorised use, please freeze your card immediately from the Jupiter app to block any further transactions. Then reach out to the support team to deactivate the existing card and get a replacement.

## Cashback

All qualifying card purchases earn automatic cashback, starting at 4%. Higher rates and caps are unlocked through the referral program. See [Earn & Referrals](/user-docs/global/spend/earn-and-referrals) for details.

## Adding to Mobile Wallets

<Tabs>
  <Tab title="Apple Pay">
    1. Open Apple Wallet → tap the **+** icon.
    2. Select **Debit or Credit Card** → tap **Continue**.
    3. Enter card details (found under "Show Details" in the Jupiter app).
    4. Complete verification in Apple Wallet.
  </Tab>

  <Tab title="Google Pay">
    1. Open Google Wallet → tap **"+ Add to Wallet."**
    2. Select **Payment method** → enter card details manually.
    3. Accept the issuer's terms → choose verification method (SMS or email).
    4. Enter the OTP to verify.
  </Tab>
</Tabs>

There are no Jupiter fees for adding or using the card via Apple Pay or Google Pay. The standard FX fee (set by the issuer) still applies on non-USD payments.

## Supported Countries

Antigua & Barbuda, Argentina, Australia, Bahamas, Bangladesh *(on pause until further notice)*, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Nigeria, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, South Korea, Suriname, Taiwan, Thailand, Trinidad and Tobago, Turks & Caicos Islands, Uganda, United Arab Emirates, Uruguay, Vietnam, Zambia.

### Supported US States

Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri *(on pause until further notice)*, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wyoming.

## Limitations

* Digital card only until July 2026.
* Withdrawals are region-dependent and not universally available.
* USDC is the only supported deposit asset.
* Transaction notifications are not yet available.

For risk information (regulatory, issuer, FX), see the [Risks & Security](/user-docs/global/spend/risks-and-security) page.

***

<Info>
  Have questions about the Jupiter Card? See the [FAQ](/user-docs/global/spend/faq#cards).
</Info>