> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jup.ag/llms.txt
> Use this file to discover all available pages before exploring further.

# Jupiter QR Pay

> How Jupiter QR Pay works, where it's available, and its limitations.

Jupiter QR Pay is a scan-to-pay solution available in the Asia-Pacific region. It supports merchant payments directly from the user's Spend account. No fees for either party.

The Spend account is funded by depositing USDC (on Solana) through the Jupiter app, which is converted to USD at the time of deposit. QR Pay draws from this USD balance.

## How It Works

<Steps>
  <Step title="Scan QR code">
    The user scans a merchant QR code to initiate the payment.
  </Step>

  <Step title="Payment debited">
    The payment is debited from the user's Spend account balance (held in USD). When the payment is in a non-USD currency, conversion is done at the market rate.
  </Step>

  <Step title="Settlement">
    The payment is settled through a local payment processor. The recipient receives funds via local rails.
  </Step>
</Steps>

Merchants do not need to register with Jupiter or integrate any Jupiter-specific system to accept QR Pay payments.

QR Pay transactions are not eligible for cashback. Only Jupiter Card purchases earn cashback. See [Earn & Referrals](/user-docs/global/spend/earn-and-referrals) for full details.

## Availability

Vietnam, Thailand, Philippines, Singapore\*

*\*QR pay is currently not supported for new card accounts issued under our new card program*

## Fees & Limits

No fees for either the payer or the recipient, including FX conversion. The daily limit is \$5,000 and the per-transaction limit is \$500. For full details, see the [Fees & Limits](/user-docs/global/spend/fees-and-limits#qr-pay) page.

## Limitations

* **Geographic availability.** QR Pay is only available in the APAC countries listed above.
* **Daily limit.** Transactions are capped at \$5,000 per day.
* **Per-transaction limit.** Each transaction is capped at \$500.
* **Merchant only.** P2P (person-to-person) payments are not currently supported.
* **No cashback.** QR Pay transactions do not earn cashback.
* **Spend account required.** Requires a funded Spend account and completed Jupiter ID verification.

For risk information (regulatory, issuer, FX), see the [Risks & Security](/user-docs/global/spend/risks-and-security) page.

***

<Info>
  Have questions about QR Pay? See the [FAQ](/user-docs/global/spend/faq#qr-pay).
</Info>