> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jup.ag/llms.txt
> Use this file to discover all available pages before exploring further.

# Jupiter QR Pay

> How Jupiter QR Pay works, where it's available, and its limitations.

Jupiter QR Pay is a scan-to-pay solution available in the Asia-Pacific region. It supports merchant payments directly from the user's Spend account. No fees for either party.

The Spend account is funded by depositing USDC (on Solana, Sui, Arbitrum, or Base) or USDT (on Solana) through the Jupiter app, which is converted to USD at the time of deposit. QR Pay draws from this USD balance.

## How It Works

<Steps>
  <Step title="Scan QR code">
    The user scans a merchant QR code to initiate the payment. The scanner is opened from the Spend home screen, using the scan button in the top-right corner.
  </Step>

  <Step title="Payment debited">
    The payment is debited from the user's Spend account balance (held in USD). When the payment is in a non-USD currency, conversion is done at the market rate.
  </Step>

  <Step title="Settlement">
    The payment is settled through a local payment processor. The recipient receives funds via local rails.
  </Step>
</Steps>

Merchants do not need to register with Jupiter or integrate any Jupiter-specific system to accept QR Pay payments.

QR Pay transactions are not eligible for cashback. Only Jupiter Card purchases earn cashback. See [Rewards & Referrals](/user-docs/global/spend/rewards-and-referrals) for full details.

## Availability

QR Pay depends on your card. It is currently available on DCS-issued cards only; cards issued by Rain do not support QR Pay yet. In some countries, cards activated after a certain date do not support QR Pay either. See [Which Cards Support QR Pay](#which-cards-support-qr-pay) below.

### Where You Can Pay

If your card supports QR Pay, you can pay at any of these QR networks:

| Country     | QR Network                            |
| ----------- | ------------------------------------- |
| Cambodia    | KHQR                                  |
| Indonesia   | QRIS                                  |
| Laos        | LAO QR                                |
| Malaysia    | DuitNow                               |
| Mongolia    | QPay                                  |
| Philippines | QR Ph                                 |
| Singapore   | SG QR *(temporarily unavailable)*     |
| Thailand    | PromptPay *(temporarily unavailable)* |
| Vietnam     | VietQR                                |

### Which Cards Support QR Pay

| Card issued in                      | QR Pay                              |
| ----------------------------------- | ----------------------------------- |
| Vietnam, Philippines                | All cards                           |
| Malaysia                            | Cards activated before May 13, 2026 |
| Thailand                            | Cards activated before May 28, 2026 |
| Singapore                           | Cards activated before mid-May 2026 |
| Indonesia, Cambodia, Laos, Mongolia | Not yet supported                   |

QR Pay support for newer cards is planned, as is paying by QR directly from onchain accounts (identity verification will still be required). Timelines will be announced.

## Fees & Limits

No fees for either the payer or the recipient, including FX conversion. The daily limit is \$5,000 and the per-transaction limit is \$500. For full details, see the [Fees & Limits](/user-docs/global/spend/fees-and-limits#qr-pay) page.

## Limitations

* **Geographic availability.** QR Pay is only available in the APAC countries listed above.
* **Card support.** QR Pay is available on DCS-issued cards only for now. Depending on where your card was issued and when it was activated, QR Pay may not be supported yet. See [Which Cards Support QR Pay](#which-cards-support-qr-pay).
* **Daily limit.** Transactions are capped at \$5,000 per day.
* **Per-transaction limit.** Each transaction is capped at \$500.
* **P2P availability.** P2P (person-to-person) payments are available in select regions; elsewhere QR Pay supports merchant payments only.
* **No cashback.** QR Pay transactions do not earn cashback.
* **Spend account required.** Requires a funded Spend account and completed Jupiter ID verification.

For risk information (regulatory, issuer, FX), see the [Risks & Security](/user-docs/global/spend/risks-and-security) page.

***

<Info>
  Have questions about QR Pay? See the [FAQ](/user-docs/global/spend/faq#qr-pay).
</Info>