The Earn page
Open the Earn tab at jup.ag/lend. The page is organised into three main blocks.Protocol stats
Three figures at the top summarise the state of Jupiter Lend across all products (Earn, Borrow, Multiply):| Stat | Meaning |
|---|---|
| Total Supply | Total value of assets supplied to the protocol, expressed in USD. |
| Total Available | Liquidity currently available across all vaults, expressed in USD. |
| Total Borrowed | Total value currently borrowed across all vaults, expressed in USD. |
Your position
Three boxes summarise your activity across all Earn vaults:| Stat | Meaning |
|---|---|
| Your Deposits | Combined USD value of your deposits across all Earn vaults. |
| Your Earnings | Total yield accrued across all your Earn positions, expressed in USD. |
| Projected Annual Yield | Estimated annual yield in USD, based on the current Annual Percentage Yield (APY) of each vault where you have a position. |
The Projected Annual Yield is a snapshot, not a forecast. Vault APYs change with utilisation, so your actual yield over a year can be higher or lower than this estimate.
Earning Vaults list
Below your position, all available vaults are listed. Each row shows:| Column | Meaning |
|---|---|
| Vault | The asset you can supply (for example USDC, SOL, JupUSD). |
| APY | Current Annual Percentage Yield (APY) for this vault, shown as a percentage. |
| Deposited | The amount you have supplied to this vault, shown in the native token and in USD. |
| Earnings | Yield you have accrued in this vault, shown in the native token and in USD. |
| TVL | Total Value Locked (TVL) in this vault: the USD value of all assets currently supplied. |
Supplying assets
Open the Earn tab
Go to jup.ag/lend and select Earn. If you want to compare APYs and utilisation before choosing a vault, see the Statistics page.
Select a vault
Click the vault for the asset you want to supply. A card opens with the vault details:
- Your Earnings and Deposited: your current position in this vault, shown in the native token and in USD.
- APY: current Annual Percentage Yield for the vault.
- Vault TVL: total supplied to this specific vault, in USD.
- Layer Total: aggregate figure for this asset across the shared Liquidity Layer, the unified liquidity infrastructure that Earn, Borrow, and Multiply all draw from.
Enter the amount
Type the amount manually, or use HALF or MAX to auto-fill half or the full balance available in your connected wallet.
What happens after you deposit
Once the transaction is confirmed:- Your assets are supplied to the vault and start accruing yield immediately.
- A JL Token is sent to your wallet. It represents your share of the vault. A USDC deposit returns JL-USDC, a SOL deposit returns JL-SOL, and so on.
- For the JupUSD vault specifically, the JL Token is called JUICED. It has additional mechanics covered on the JUICED page.
The number of JL Tokens you receive is typically lower than the amount of underlying you deposited. This is expected. The JL Token price grows over time as yield accrues, so fewer tokens represent the same (and eventually more) underlying value. When you withdraw, the protocol redeems your JL Tokens for the equivalent underlying amount, including accrued yield.
Withdrawing assets
Open the vault
On the Earn page, click the vault where you have a position. The card opens with Deposit selected by default.
Enter the amount
Type the amount you want to withdraw, or use HALF or MAX to withdraw half or the full balance of your position.
Withdrawals are subject to dynamic withdrawal limits that protect the protocol during periods of high utilisation. If the requested amount exceeds the available liquidity at that moment, you may need to withdraw in smaller amounts or wait until more liquidity returns to the vault.
Transaction history
The History tab shows all on-chain activity for the connected wallet across Earn vaults.Filters
The top bar offers several filters:- Source: All, Deposit, Withdraw, Transfer, Redeem, Mint.
- All Tokens: filter by asset.
- By date: filter by time range.
- All Status: filter by transaction status (success, pending, failed).
Transaction types
Deposit
Deposit
You supplied an asset to an Earn vault.
Withdraw
Withdraw
You took an asset out of an Earn vault, along with the yield accrued.
Mint
Mint
JL Tokens were minted to your wallet. This typically accompanies a Deposit.
Redeem
Redeem
JL Tokens were redeemed against the underlying asset. This typically accompanies a Withdraw.
Transfer
Transfer
JL Tokens were transferred into or out of your wallet. JL Tokens are standard Solana Program Library (SPL) tokens, so they can be sent to any Solana wallet. The recipient then holds the claim on the vault position.
Common mistakes to avoid
A few practical points:- Don’t assume APY is fixed. Earn APYs change with borrower demand. The Projected Annual Yield is an estimate based on the current rate, not a guarantee.
- Keep a SOL buffer for fees. Every deposit, withdraw, or transfer requires a small amount of SOL to pay Solana network fees. Running out of SOL will block further actions until you top up.
- Don’t expect instant full withdrawals during high utilisation. Part of the liquidity is locked in active loans. You may need to withdraw in smaller amounts or wait until liquidity returns to the vault.
- Don’t treat JL Tokens as the underlying asset. JL-USDC is not USDC, and JL-SOL is not SOL. They cannot be used interchangeably on other platforms unless the platform explicitly supports them.
- Don’t confuse JL Token amount with deposit amount. The number of JL Tokens in your wallet is not equal to the amount of underlying you deposited. The JL Token price grows over time as yield accrues.
- Verify URLs before connecting your wallet. Only use official Jupiter interfaces. Phishing sites regularly imitate DeFi protocol frontends.
Related pages
Earn reference
How Earn works, fees, and risks.
Statistics
Real-time APYs, utilisation, and TVL per vault.
JUICED
The JL Token for the JupUSD vault, with its specific mechanics.
FAQ
Answers to common questions on Jupiter Lend.