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Global Fiat Remittance allows Jupiter Spending users to send and receive fiat through virtual accounts, SWIFT transfers, and local payouts. It is part of the Jupiter Spending suite but operates independently from the USDC-funded Spending account used by the Jupiter Card and QR Pay.

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How It Works

1

Receive virtual accounts

Once Jupiter ID verification is complete, users receive virtual accounts in USD, GBP, and EUR. Each account includes standard banking identifiers for its currency.
2

Fund your accounts

Virtual accounts are funded by incoming fiat transfers from external bank accounts. USDC cannot be deposited directly into virtual accounts.
3

Send or receive transfers

Users can both send and receive SWIFT transfers to over 200 countries. Local payouts are also available in 20 supported currencies.

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Local Payouts

In addition to SWIFT, users can send local payouts in the following currencies: AED, BRL, CAD, EUR, GBP, IDR, INR, JPY, MAD, MXN, MYR, NGN, PHP, SAR, SGD, THB, TRY, TWD, USD, VND.

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Fees & Limits

No fees on transfers. Currency conversions are done at the market rate. The per-transfer limit is $10,000. For full details, see the Fees & Limits page.

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Limitations

  • Per-transfer limit. Each transfer is currently capped at $10,000.
  • Spending account required. Requires completed Jupiter ID verification.
  • Corridor availability. While SWIFT covers over 200 countries, specific corridors may be subject to restrictions depending on the recipient’s bank and local regulations.
  • Fee structure may change. The current zero-fee model may be updated as the product evolves.
For risk information (regulatory, issuer, FX), see the Risks & Security page.
Have questions about Remittance? See the FAQ.