Jupiter Spend rewards users for spending and for growing the community. Cashback is earned automatically on qualifying purchases, and referral rewards are paid when invited friends sign up and start spending.Documentation Index
Fetch the complete documentation index at: https://docs.jup.ag/llms.txt
Use this file to discover all available pages before exploring further.
Cashback
Every qualifying card purchase earns cashback. It is credited automatically to the Earn balance after the transaction settles. No activation is needed. Cashback is currently paid out of Jupiter’s own treasury.Cashback Tiers
Your cashback rate depends on how many friends you have referred:| Tier | Referrals | Cashback Rate | Monthly Cap |
|---|---|---|---|
| Standard | 0 | 4% | $100 |
| Tier 2 | 20 | 5% | $200 |
| Tier 3 | 50 | 8% | $500 |
| Tier 4 | 100 | 10% | $1,000 |
Cashback Balance
Your cashback balance is held in JupUSD. You can withdraw any amount from your Earn balance to your card balance at any time. On withdrawal, JupUSD is converted to USDC before being credited to the card balance. The conversion is instant with no fees. Withdrawals to external wallets are currently disabled. When re-enabled, JupUSD will be converted to USDC before being sent to the destination wallet.When Is Cashback Credited?
Cashback is credited after the transaction fully settles, not at the point of payment. While a transaction is pending, a “Processing” entry appears in the Earn tab. Once settlement is confirmed, it updates to earned and is added to the available balance.Referral Program
Invite friends to Jupiter Spend using your unique referral link. When they sign up, complete KYC, and start spending, you both earn rewards.How It Works
Share your referral link
Go to the Earn tab and tap “Refer to upgrade.” Copy your link or share it via WhatsApp, Telegram, SMS, or any other app.
Your friend signs up
Your friend opens the link, creates an account, and completes KYC verification.
You earn your reward
Once your friend spends at least $100 on their Jupiter Card within 30 days of KYC approval, you receive $25.
The 30-day windows start from different dates: yours starts from your friend’s KYC approval, theirs starts from their card activation.
Referral Rewards
| You (referrer) | Your friend | |
|---|---|---|
| Reward | $25 | $100 |
| Condition | Friend spends $100 within 30 days of KYC approval | Friend spends $1,000 within 30 days of card activation |
Only transactions fully settled and completed within the 30 days of card activation are eligible. Any transaction that settles outside this timeframe will not be counted towards the eligible spend.
What Happens If the Milestone Is Not Reached?
If your friend does not spend $100 within 30 days of KYC approval, the referral expires and you do not receive a reward. Your friend can still use Jupiter Spend normally.Eligible & Ineligible Transactions for Cashback & Rewards
Eligible Transactions:- Card purchases at accepted merchants (online and in-store)
- ATM withdrawals
- P2P transfers
- QR Payments
- Refunded, reversed, disputed or chargeback transactions
- Fees and charges
- Financial services
- Money transfers and remittance
- Gambling-related transactions
- Government payments
- Quasi-cash and cash equivalents
Fraud & abuse controls
Jupiter runs fraud and abuse checks across spend, cashback, and referral activity. Rewards may be withheld or reversed where we detect:- Suspicious activity or transactions, including any pattern flagged by our internal monitoring as inconsistent with legitimate card use
- Self-referral or referral-ring patterns (shared device, IP, payment instrument, or KYC artefacts)
- Manufactured spend, structuring, or velocity patterns inconsistent with normal card use
- Spend at merchants linked to known abuse clusters
- Activity from accounts with active freezes, sanctions hits, or unresolved KYC flags
Terms & Conditions
Please note that we reserve the right to update, amend, suspend, or discontinue any aspect of the Earn and referral programs at any time, in accordance with our Terms & Conditions.Have questions about cashback or referrals? See the FAQ.