Risks of using Jupiter Spend: regulatory and country availability, card issuer and partner risk, foreign exchange, and product limitations.
Users should understand these risks before using any Jupiter Spend feature.
Jupiter Spend is a suite of regulated financial services built on the Solana blockchain. While it provides access to traditional payment infrastructure, it carries risks inherent to both crypto-to-fiat conversion and reliance on third-party financial partners.
Jupiter Spend products are available in selected countries and regions. Availability depends on the user’s country of residence and applicable regulations. Supported regions, features, and limits may change over time.
Jupiter Spend relies on regulated financial partners to issue cards, process payments, and handle transfers. Each product is operated through a different partner:
Product
Partner
Jupiter Card
Rain and DCS
Card withdrawals (off-ramp)
Noah
QR Pay
DCS
Remittance
Noah
Users are subject to the terms, conditions, and operational stability of these partners. Jupiter does not take custody of wallet funds. Card balances, QR Pay balances, and remittance funds are managed by the issuing partners.
Payments and transfers involving non-USD currencies are subject to foreign exchange conversion. QR Pay from your Card balance and Remittance convert at the market rate. QR Pay from a wallet shows its exchange rate on the review screen before you confirm. The Jupiter Card applies an FX fee (1% Rain, 1.8% DCS), set by the issuer, on top of the conversion rate.
