Jupiter Card: a Visa debit card to spend USDC as USD, virtual today with physical cards rolling out; fees, refunds, mobile wallets, countries.
The Jupiter Card is a Visa debit card that allows users to spend their USDC balance as USD at any merchant that accepts Visa. Users deposit USDC (on Solana, Sui, Arbitrum, or Base) or USDT (on Solana) into their Spend account, where it is converted to USD. This USD balance is what the card draws from.The card is issued through regulated financial partners and uses credit-card infrastructure, meaning it benefits from higher merchant acceptance, smoother refund and dispute handling, and more consistent performance compared to typical prepaid or debit crypto cards. Jupiter does not issue credit lines — you can only spend what you have deposited.The card is available as a virtual card through the Jupiter app. Physical cards are rolling out in phases, so the option appears in your account when you are included. Full rollout is planned by the end of 2026.
The Jupiter Card is issued by two partners, Rain and DCS, depending on the user’s country of residence. Each user is assigned one card issuer automatically. It is not possible to hold cards from both issuers.For fees, spending limits, and regional differences, see the Fees & Limits page.
Deposit USDC or USDT via the Jupiter app. Credited one-to-one in USD, no fees on deposit.
2
Spend
Use the card anywhere Visa is accepted. Non-USD payments incur an FX fee (1% Rain, 1.8% DCS). No fee on USD payments.
3
Manage
The Cards screen (Spend tab → Card) shows each card with Freeze, Show Details, and Manage actions, an Add to Apple Wallet / Google Pay button, and the card’s transactions. Add card (top right) starts a new card order.
Card management: Freeze, Show Details, Manage, and Add to Apple Wallet.
Refunds can take up to 7 business days to settle back into your card balance, depending on the merchant and the card issuer. Void transactions (where the merchant cancels the charge before final settlement) follow the same timeline.How a refund appears depends on whether the original transaction has already settled:
Transaction still pending: If the merchant issues a refund or voids the charge before settlement, the original transaction is reversed and will not be deducted from your balance.
Transaction already processed: If the transaction has already settled, the refund appears as a separate credit marked “Reversed” under the original transaction in your history. Refunds are processed at the FX rate of the day the refund is issued, not the original transaction rate. The FX fee on the original payment is not refunded.
If you have not received your refund after 7 business days, contact support with the original transaction details.
If your card is lost, stolen, or you suspect unauthorised use, please freeze your card immediately from the Jupiter app to block any further transactions. Then reach out to the support team to deactivate the existing card and get a replacement.
All qualifying card purchases earn automatic cashback at a base rate of 2%. A higher rate and cap can be unlocked through the referral program. See Rewards & Referrals for details.
Enter card details (found under “Show Details” in the Jupiter app).
Complete verification in Apple Wallet.
Open Google Wallet → tap ”+ Add to Wallet.”
Select Payment method → enter card details manually.
Accept the issuer’s terms → choose verification method (SMS or email).
Enter the OTP to verify.
There are no Jupiter fees for adding or using the card via Apple Pay or Google Pay. The standard FX fee (set by the issuer) still applies on non-USD payments.
Apple Pay and Google Pay availability depends on the region. In some countries where the Jupiter Card is supported, the card cannot be added to Apple Pay or Google Pay because the service does not support it there. This is a restriction from Apple or Google, not from Jupiter.
Physical cards are rolling out in phases. Once they are available in your account, you can order one from the cards page in the Jupiter app. The card costs $13.13 plus shipping, both charged to your Spend balance, and shipping prices are shown before you confirm. If your available balance is $1,500 or more when you order, you get $30 off shipping in any country, but only on a tracked shipping option: an untracked option is not discounted. In the US, the $30 covers the full cost of the tracked option.Both the virtual and the physical card have a PIN, which you can view and change in the app.
Eligibility is based on your country of residence, not your citizenship: a citizen of an unsupported country who resides in a supported one can be onboarded after completing identity verification. The list below shows where the Jupiter Card is actively offered; residents of some other countries can also be supported after completing identity verification and, where required, proof of address.Antigua & Barbuda, Argentina, Australia, Bahamas, Bangladesh (on pause until further notice), Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d’Ivoire, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Nigeria (on pause until further notice), Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, South Korea, Suriname, Taiwan, Thailand, Trinidad and Tobago, Turks & Caicos Islands, Uganda, United Arab Emirates, Uruguay, Vietnam, Zambia.
Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Mississippi (on pause until further notice), Missouri (on pause until further notice), Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee (on pause until further notice), Texas, Utah, Virginia, West Virginia, Wyoming.
