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Global Fiat Remittance allows Jupiter Spend users to send and receive fiat through virtual accounts, SWIFT transfers, and local payouts. Incoming transfers received on your virtual accounts fund your Card balance directly, the same balance used by the Jupiter Card and QR Pay.

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How It Works

1

Receive virtual accounts

Once Global ID verification is complete, users receive virtual accounts in USD and EUR. Each account includes standard banking identifiers for its currency. EUR account availability may depend on your country of residence.
2

Fund your accounts

Virtual accounts are funded by incoming fiat transfers from external bank accounts; the received funds credit your Card balance. USDC cannot be deposited directly into virtual accounts.Send from an account in your own name, or from a supported payroll platform such as Deel or Payoneer. Deposits from anyone else may be returned. Transfers usually arrive the same working day, and provider fees apply; see Deposit Fees (Payin).
Bank deposits are temporarily unavailable in California, New York, Connecticut, and Puerto Rico.

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Local Payouts

In addition to SWIFT, users can send local payouts in the following currencies: AED, BRL, CAD, EUR, GBP, IDR, INR, MYR, NGN, PHP, SGD, THB, TRY, USD, VND. Support for JPY, MAD, MXN, SAR, and TWD is planned.

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Fees & Limits

Transfers carry fees on both deposits and payouts, and they vary by rail and destination currency. Currency conversions are done at the market rate. There is no fixed per-transfer cap: each payout currency has a limit set by the payout partner, shown in the app when you withdraw, and incoming transfers may require additional verification based on transaction value, activity patterns, or other risk factors. For the current fee tables, see the Fees & Limits page.

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Limitations

  • Payout limits. Each payout currency has a limit set by the payout partner. It can change, and the app shows the limit that applies when you withdraw.
  • Additional verification on deposits. Incoming transfers may require additional verification based on transaction value, activity patterns, or other risk factors. You are notified in the app and by email when more information about the sender or the funds is needed.
  • Spend account required. Requires completed Global ID verification.
  • USDT deposits. USDT deposits cannot be withdrawn to fiat. Only USDC deposits can be withdrawn to fiat.
  • Corridor availability. While SWIFT covers over 200 countries, specific corridors may be subject to restrictions depending on the recipient’s bank and local regulations.
  • Bank deposits in the US. Bank deposits are temporarily unavailable in California, New York, Connecticut, and Puerto Rico.
  • Fee structure may change. Deposits and payouts carry a fixed fee plus a variable fee that depend on the rail and currency, and these may be updated as the product evolves. See Fees & Limits for current values.
  • EUR remittance. EUR remittances are supported via SEPA only. SWIFT transfers are not supported and may fail or not be credited.
For risk information (regulatory, issuer, FX), see the Risks & Security page.
Have questions about Remittance? See the FAQ.