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Global Fiat Remittance allows Jupiter Spend users to send and receive fiat through virtual accounts, SWIFT transfers, and local payouts. It is part of the Jupiter Spend suite but operates independently from the USDC-funded Spend account used by the Jupiter Card and QR Pay.

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How It Works

1

Receive virtual accounts

Once Jupiter ID verification is complete, users receive virtual accounts in USD and EUR. Each account includes standard banking identifiers for its currency. EUR account availability may depend on your country of residence.
2

Fund your accounts

Virtual accounts are funded by incoming fiat transfers from external bank accounts. USDC cannot be deposited directly into virtual accounts.

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Local Payouts

In addition to SWIFT, users can send local payouts in the following currencies: AED, BRL, CAD, EUR, GBP, IDR, INR, MYR, NGN, PHP, SGD, THB, TRY, USD, VND. Support for JPY, MAD, MXN, SAR, and TWD is planned.

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Fees & Limits

Transfers carry fees on both deposits and payouts, and they vary by rail and destination currency. Currency conversions are done at the market rate. The per-transfer limit is $10,000. For the current fee tables, see the Fees & Limits page.

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Limitations

  • Per-transfer limit. Each transfer is currently capped at $10,000.
  • Spend account required. Requires completed Jupiter ID verification.
  • USDT deposits. USDT deposits cannot be withdrawn to fiat. Only USDC deposits can be withdrawn to fiat.
  • Corridor availability. While SWIFT* covers over 200 countries, specific corridors may be subject to restrictions depending on the recipient’s bank and local regulations.
  • Fee structure may change. Deposits and payouts carry a fixed fee plus a variable fee that depend on the rail and currency, and these may be updated as the product evolves. See Fees & Limits for current values.
  • EUR remittance. EUR remittances are supported via SEPA only. SWIFT transfers are not supported and may fail or not be credited.
For risk information (regulatory, issuer, FX), see the Risks & Security page.
Have questions about Remittance? See the FAQ.