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Jupiter Card

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Fees

FeeAmount
Annual feeNone
USDC deposit feeNone (credited 1:1 in USD)
FX conversion (Rain)1% on non-USD payments
FX conversion (DCS)1.8% on non-USD payments
No fee applies for payments made in USD.

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Spending Limits

Card IssuerDaily LimitAnnual Limit
DCS$50,000$990,000
RainNo limitNo limit

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Withdrawals

Withdrawing funds from the card balance is region-dependent due to regulatory requirements. Global withdrawal support is being rolled out progressively.

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Regional Differences

RainDCS
FX fee1%1.8%
Daily spending limitNo limit$50,000
Annual spending limitNo limit$990,000
For Rain users: Spend Balance vs. Withdrawal Balance The Spend balance you see in the app is the amount you can spend on your card. It’s not the same as the amount you can withdraw back to your wallet. If you get a refund on the card, that refund gets added to your spend balance so you can keep using it, but it can’t be withdrawn. This is due to how Visa settles refunds with Rain.

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QR Pay

FeesNone (payer and recipient)
FX conversionMarket rate
Daily limit$5,000
Per Transaction Limit$500
The 0% fee structure is permanent and applies to merchant transactions, including currency conversion. Only merchant QR payments are currently supported. P2P (person-to-person) QR payments are not available at the moment. Availability: Vietnam, Thailand, Philippines, Singapore* *QR pay is currently not supported for new card accounts issued under our new card program

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Remittance

Transfer feesNone
FX conversionMarket rate
Per-transfer limit$10,000
Currency conversions are done at the market rate. Virtual accounts are funded by incoming fiat transfers only. SWIFT: Transfers to over 200 countries. Specific corridors may be subject to restrictions depending on the recipient’s bank and local regulations. Local payouts: AED, BRL, CAD, EUR, GBP, IDR, INR, JPY, MAD, MXN, MYR, NGN, PHP, SAR, SGD, THB, TRY, TWD, USD, VND.
Fee structures may evolve over time. This page reflects the current state of the product.

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Restricted Merchant Categories (MCC)

Transactions from certain merchant categories may be automatically declined due to compliance, regulatory, and risk control requirements. Restricted categories include (but are not limited to):
  • Explosives, firearms, and weapons-related merchants
  • Money transfers, remittance services, quasi-cash, and stored value loads
  • Securities brokers, trading platforms, and certain financial institutions
  • Gambling, betting, lotteries, and gaming-related services
  • Escort, dating, and adult-related services
  • Debt collection and bail/bond services
  • Certain government-related payments and loan services
  • Political, religious, and labor organizations
  • High-risk direct marketing and telemarketing merchants
  • Certain digital services, gaming platforms, and online marketplaces identified as high-risk
Additionally, some merchants may be dynamically restricted based on fraud, abuse, or risk monitoring systems. Transactions with restricted merchants or categories will be automatically declined.