Fees & Limits

Jupiter Card

Fees

Fee	Amount
Annual fee	None
Claynosaurz virtual card	$25 (see Claynosaurz Card)
Physical card	$13.13 plus shipping, charged to your Spend balance; $30 off tracked shipping with an available balance of $1,500 or more, in any country (untracked shipping is not discounted) (see Physical Card)
USDC/USDT deposit	Minimum $3 ($10 on Ethereum). No processing fee on Solana; on Ethereum, Base, Arbitrum, and Sui, the higher of $0.30 or 0.02% of the amount, plus the network’s gas fee. Up to 200,000 USDC per transfer
Send to Spend with another token (Jupiter Mobile)	Jupiter Mobile swap fee on the conversion into USDC (0.1% or 0.2% depending on the token), plus a small SOL network fee (see Send to Spend)
FX conversion (Rain)	1% on non-USD payments
FX conversion (DCS)	1.8% on non-USD payments
ATM withdrawal (Rain)	$1 plus 0.65% of the amount; a withdrawal in a currency other than USD adds an FX fee of $0.30 plus 1%. The ATM owner may add its own fee
ATM balance inquiry or declined withdrawal (Rain)	$0.60 each
ATM withdrawal (DCS)	Not available: DCS-issued cards cannot withdraw cash at ATMs for now

No fee applies for payments made in USD. Card orders, virtual or physical, are non-refundable once placed.

Deposits on Ethereum, Base, Arbitrum, and Sui carry a processing fee, the higher of $0.30 or 0.02% of the amount, and the network’s gas fee, paid separately in its native coin. Because the $0.30 floor is flat, it can look large on a small deposit. Direct deposits on Solana have no processing fee. However, if the receiving address has no USDC token account yet, a one-time account creation cost (around 0.002 SOL, set by the network) is added. With Gasless Send, this cost is deducted in USDC from the amount sent.

Spending Limits

Card Issuer	Daily Limit	Annual Limit
DCS	$50,000	$990,000
Rain	No limit	No limit

Withdrawals

To move money out of Spend, open the Spend tab and tap Send. It offers two routes:

Wallet sends USDC or USDT from your card balance to a Solana address (other networks are not supported). The minimum is 1.00, the rate is 1 USDC or USDT = $1, the summary shows no fee, and the transfer arrives in about 4 minutes. Wallet withdrawal is not available for every card; where it is not, you can still use Bank Transfer.
Bank Transfer sends fiat to a bank account (off-ramp) through Fedwire, ACH, SEPA, SWIFT, or a local payout, depending on the destination. The summary shows the exchange rate and the provider fee, a fixed amount plus a percentage; see Payout Fees. Only USDC deposits can be withdrawn to fiat; USDT deposits cannot.

The Wallet minimum, rate, and arrival time are the values at launch; the app prevails. With a DCS-issued card, withdrawals are not supported yet: Send shows that withdrawals are not available in your region, and the deposit address screen warns that card balances are for spending only, so deposit only what you plan to spend. Bank Transfer is powered by our partner Noah. Support is region-dependent due to regulatory requirements; any region not listed below is supported in all available currencies.

Regions with restricted off-ramp support

In the regions below, off-ramp support is limited to the currencies marked. Yes = supported, No = not supported. For the latest list, see Noah’s restricted jurisdictions.

Region	EUR	USD
Afghanistan	No	No
Albania	No	Yes
Armenia	No	Yes
Azerbaijan	No	Yes
Barbados	No	Yes
Belarus	No	No
Bhutan	Yes	No
Botswana	No	Yes
Burkina Faso	No	Yes
Burundi	No	No
Cambodia	No	Yes
Central African Republic	No	Yes
China	No	No
Democratic Republic of the Congo	No	No
Cuba	No	No
Ghana	No	Yes
Guinea	No	Yes
Guinea-Bissau	No	No
Haiti	No	No
Iran	No	No
Iraq	No	No
Jamaica	No	Yes
Japan	No	Yes
Jordan	No	Yes
Kazakhstan	No	Yes
North Korea	No	No
Kosovo	Yes	No
Kyrgyzstan	No	Yes
Lebanon	No	No
Libya	No	No
North Macedonia	No	No
Mali	No	Yes
Morocco	No	Yes
Mozambique	No	No
Myanmar	No	No
Nicaragua	No	No
Niger	Yes	No
Pakistan	No	No
Palestine	No	No
Panama	No	No
Qatar	No	Yes
Russia	No	No
Senegal	No	Yes
Somalia	No	No
South Sudan	No	No
Sudan	No	No
Syria	No	No
Tajikistan	No	Yes
Tanzania	No	Yes
Trinidad and Tobago	No	Yes
Tunisia	No	Yes
Turkmenistan	No	Yes
Uganda	No	Yes
Ukraine	No	No
United Kingdom	No	No
United States	No	Yes
Uzbekistan	No	Yes
Vanuatu	No	Yes
Venezuela	No	No
Yemen	No	No
Zimbabwe	No	No

Regional Differences

	Rain	DCS
FX fee	1%	1.8%
Daily spending limit	No limit	$50,000
Annual spending limit	No limit	$990,000

For Rain users: Spend Balance vs. Withdrawal Balance The Spend balance you see in the app is the amount you can spend on your card. It’s not the same as the amount you can withdraw back to your wallet with Send; the Send screen shows the withdrawable balance. If you get a refund on the card, that refund gets added to your spend balance so you can keep using it, but it can’t be withdrawn. This is due to how Visa settles refunds with Rain.

QR Pay

QR Pay can be paid from a wallet or from your Spend balance. See Jupiter QR Pay.

	From a wallet	From your Spend balance
Fees	None (payer and recipient)	None (payer and recipient)
FX conversion	Rate shown on the review screen	Market rate
Network fee	Added in USDC if the wallet holds no SOL	None
Limits	Minimum and maximum set by each merchant QR code	$500 per transaction, $5,000 per day

For payments from your Spend balance, the 0% fee structure is permanent and applies to merchant transactions, including currency conversion. Merchant QR payments are supported in all QR Pay markets. P2P (person-to-person) QR payments are available in select jurisdictions. Availability: Cambodia (KHQR), Indonesia (QRIS), Malaysia (DuitNow), Mongolia (QPay), Philippines (QR Ph), Vietnam (VietQR), from a wallet or from your Spend balance. Singapore (SG QR) and Thailand (PromptPay) are temporarily unavailable. Paying from your Spend balance also depends on your card: it is available on DCS-issued cards only; see Which cards support QR Pay. Paying from a wallet does not need a card.

Remittance


FX conversion	Market rate
Per-transfer limit	$10,000

Currency conversions are done at the market rate. Virtual accounts are funded by incoming fiat transfers only.

Deposit Fees (Payin)

Deposits carry fees too, not only payouts. Funding your virtual account by bank transfer incurs a fixed fee plus a variable fee on the amount received.

Rail	Fixed Fee	Variable Fee
SEPA	EUR 0.87 (≈ $1.00 USDC)	0.10% of USD equivalent
ACH	$2.00	0.05%
Fedwire	$20.00	0.05%
SWIFT	$30.00	0.05%

Fees are deducted from the amount you deposit. If a deposit is too small to cover the fees, nothing is credited and the deposit is not refunded. Make sure your transfer is well above the fixed fee of its rail.

Payout Fees

Each payout (outgoing transfer) incurs a fixed fee plus a variable fee on the transfer amount. For deposit fees, see Deposit Fees (Payin) above. SWIFT: Transfers to over 200 countries. Specific corridors may be subject to restrictions depending on the recipient’s bank and local regulations.

Currency	Destination	Payment Method	Fixed Fee	Variable Fee
AED	UAE	Bank Transfer	$4.50	0.40%
BRL	Brazil	Bank Transfer	$1.00	1.00%
CAD	Canada	Bank Transfer	$2.50	0.45%
EUR	EEA	Bank Transfer	$1.00	0.10%
GBP	United Kingdom	Bank Transfer	$2.50	0.45%
IDR	Indonesia	Bank Transfer	$3.50	0.45%
INR	India	Bank Transfer	$2.50	0.45%
MYR	Malaysia	Bank Transfer	$2.50	0.45%
NGN	Nigeria	Bank Transfer	$0.50	Parallel market rate + 7.5% VAT
PHP	Philippines	Bank Transfer	$2.50	0.45%
SGD	Singapore	Bank Transfer	$1.50	0.45%
THB	Thailand	Bank Transfer	$2.50	0.45%
TRY	Turkey	Bank Transfer	$2.50	0.65%
USD	US	ACH	$2.00	0.05%
USD	US	FedWire	$20.00	0.05%
USD	International	SWIFT / Int. Wire	$30.00	0.05%
VND	Vietnam	Bank Transfer	$2.50	0.45%

Support for additional currencies (JPY, MAD, MXN, SAR, TWD) is planned.

Fee structures may evolve over time. This page reflects the current state of the product.

Restricted Merchant Categories (MCC)

Transactions from certain merchant categories may be automatically declined due to compliance, regulatory, and risk control requirements. Restricted categories include (but are not limited to):

Explosives, firearms, and weapons-related merchants
Money transfers, remittance services, quasi-cash, and stored value loads
Securities brokers, trading platforms, and certain financial institutions
Gambling, betting, lotteries, and gaming-related services
Escort, dating, and adult-related services
Debt collection and bail/bond services
Certain government-related payments and loan services
Political, religious, and labor organizations
High-risk direct marketing and telemarketing merchants
Certain digital services, gaming platforms, and online marketplaces identified as high-risk

Additionally, some merchants may be dynamically restricted based on fraud, abuse, or risk monitoring systems. Transactions with restricted merchants or categories will be automatically declined.

Jupiter Spend

Features

Support

Jupiter Card

Fees

Spending Limits

Withdrawals

Regional Differences

QR Pay

Remittance

Deposit Fees (Payin)

Payout Fees

Restricted Merchant Categories (MCC)

​Jupiter Card

​Fees

​Spending Limits

​Withdrawals

​Regional Differences

​QR Pay

​Remittance

​Deposit Fees (Payin)

​Payout Fees

​Restricted Merchant Categories (MCC)

Jupiter Card

Fees

Spending Limits

Withdrawals

Regional Differences

QR Pay

Remittance

Deposit Fees (Payin)

Payout Fees

Restricted Merchant Categories (MCC)